小贴士 - Tip
我将从德国为您提供帮助。请允许我根据自己在德国的保险经验为您提供一些建议:
I will be there to help you from Germany. Allow me to offer you some advice based on my personal experience with insurance in Germany:
责任保险承保您不小心对他人或其财产造成的损失。德国法律并不强制要求投保,但强烈建议您投保,因为赔偿要求可能非常昂贵。
Liability insurance covers damages you accidentally cause to other people or their property. It is not legally required in Germany, but it is highly recommended since compensation claims can be very expensive.
保险涵盖对第三方造成的损失,例如
- 出租物业损坏(如木地板上的水渍)
- 意外人身伤害(如涉及他人的自行车事故)
- 财产损失(如摔坏朋友的智能手机)
The insurance covers costs for damages caused to third parties, such as:
- Damage to rental properties (e.g., water stains on wooden floors)
- Accidental personal injury (e.g., a bicycle accident involving another person)
- Property damage (e.g., dropping and breaking a friend's smartphone)
- 自己或家庭成员的财产损失
- 故意损害
- 与职业活动有关的损害
- Damage to your own property or family members' property
- Intentional damages
- Damages related to professional activities
- 租赁法(例如,与房东就押金或水电费账单发生的纠纷)
- 交通法(如涉及自行车或汽车的事故)
- 就业法(如兼职问题)
- Rental law (e.g., disputes with landlords over deposits or utility bills)
- Traffic law (e.g., accidents involving a bicycle or car)
- Employment law (e.g., issues with a part-time job)
- 刑事案件
- 故意法律纠纷
- 家庭法或继承法纠纷
- Criminal cases
- Intentional legal disputes
- Family law or inheritance law disputes
More focus on your life
Germany offers excellent study and work opportunities as well as a high quality of life. However, success often depends on how you approach the challenges of your new life. With my help, you can ensure that your integration into local life after you arrive in Germany goes as smoothly as possible. This allows you to focus more on what is important to you personally – your studies and personal development. I look forward to helping you and giving you a successful start in Germany. Let us work together to ensure that you not only make academic progress, but also achieve professional success and feel just as comfortable here as you do at home!BENEFITS
Fair and transparent Pricing
- You deserve great value for the long term, not just the fixed term.
100% online
- online portal with all the details
Time Saving
- My personal advice helps you to save time
Expertise
- I work with experts who will provide you with the best possible support
我对学生的支持
提供官僚主义要求方面的支持
德国的法律制度以其严格的手续和复杂的官僚程序而闻名。无论是登记您的居住地、申请税号、开设银行账户还是购买健康保险,我都会用我的专业知识为您提供帮助。我们将共同克服这些挑战带来的困惑,让您节省时间,避免可能危及您因沟通无效产生的的错误。
个性化建议和量身定制的解决方案
每个学生都有各自的需求和目标。因此,我会根据您的具体情况提供个性化的建议。无论您是需要寻找合适的学生公寓、签订手机合同还是学习注册方面的帮助,我都会确保您获得最适合您具体情况的选择。
文化和语言适应
到一个新的地方,通常会面临社会和文化各个方面的挑战。我将帮助您了解德国文化,以切合实际的期望开始您的日常生活,并避免常见的误解。我还将帮助您提高语言技能,促进日常交流,让您尽快适应新环境。有效融入到当地的生活中去。